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零距离美语会话[职业]Lesson 2:Have you ever bought any insurance

 

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Two   Have you ever bought any insurance?
你买过保险吗?

     Introduction
A  Many more people buy insuranceAmerica thanChina.  One reasonthat Americans have more carsthey must get car insurance.  There are different kindsinsurance polices. Collision insurance,cheapest, only paysdamageyour car. Other kindsinsurance, which are more expensive, paygreater typesdamagemore typesaccidents. Normally,person who causesaccident must use their own insurancepaydamageother people.
在美国,买保险人比中国多。原因美国人车多,而且他们也必须为车买保险。保险各种同类型险种。碰撞险最便宜种,但它只赔偿对你车损失。其他各类贵保险赔偿更多类型损失以及更多类型事故。通常肇事者必须用他们自己保险来赔偿给其他人。

B  Also many jobs come with insurance.  Most employers provide very basic life insuranceall their employees.  Somethem also provide health insurance, thoughcostdeducted fromemployees’ regular salary.  The costgroup insurancecheapermore people there arethe group.
另外很多工作报酬中也包括保险。多数雇主为他们所雇员提供非常基本人寿保险。些还提供健康保险,尽管费用会从员工工资中扣除。集体保险人越多,费用也越少。

 2   Sample Sentences
.  The insurance policy protects you against injury.
如遭伤害,这保险单保证偿付你损失。
2. foundjob selling insurance.
我找份推销保险工作。
3.  My husband worksinsurance.
我丈夫从事保险业。
4.  He has $00,000 life insurance, whichwife will receive if he dies first.
0万美元人寿保险,如果他先去世,他妻子将得到这笔钱。
5.  My friend triedpersuade me into buying insurancemy son.
    我朋友试着想说服我为我儿子买保险。
6.  We offer dentalhealth insurance that covers every memberthe family.
    我们为这家庭每位成员提供牙科和医疗保险。
7.  Doctors acrosscountry are quitting their jobs because they can't afford malpractice insurance.
全国医生在放弃他们工作,因为他们负担起职业过失保险。
8.   Health care insurance premiums are climbing.
健康保险费在升。
9.  do not worry about having insuranceevery potential problem.
担心要为每潜在问题买保险。
0.  In my state, itrequired that you have driver’s insuranceyour car.
在我这州,你必须得为你车买驾驶员保险。

 3   Conversations
.  Life insurance salesman.
Man:  Good afternoon Miss, would you be interestedbuying more life insurance?  You know, you can never get enough.
Miss: think my husband has some.
Man:  Are you sure he’s purchased enough insurancebothyou?  If something terrible happened with your husband,he doesn’t have sufficient insurance, my company does havepolicy that could cover youyour husband if something happenedeitheryou.
Miss:  That’s true.  If something happenedmy husband,might lose everything.  Bothus haveworkkeep our home, car,our children’s education. can’t afford that by myself.
Man:  Could we sitlook atpolicymentionedsee if that’s something suitableyouyour husband?
Miss:  Certainly.
【译文】
——下午好,小姐,你兴趣再买些人寿保险吗?你知道,你从来都能买够
——我想我老公些。
——你能肯定他为你们两都买够保险吗?如果什么事发生在你丈夫身,而他又没足够保险,我公司正好条保险契约能使你和你丈夫免遭损失,如果你们中任何什么事。
——那倒。如果我丈夫发生什么事,我可能会失去切。我们两都必须工作保住我们家、车子,还我们孩子教育。我负担起这些
——我们可以坐下来看看述我所讲保险条款,看它否适合你和你丈夫,好吗?
——当然。

2.  Car insurance.  A client just had an accident.
Client:  That wasbeautiful car.  It’snew car, but it’s totaled2.
Agent:  Well, your insurance covers sufficient moneyreplace it.  So you don’t needworry.
Client: don’t thinkcould afford that kindcar again. think I’ll havechoose something thatnot as hardreplace.
Agent:  Since you are notone who causedaccident, your insurance cost should besame.
Client:  What will happen ifchosesmaller car?  Wouldpayments besame?
Agent:  If you gotsmaller car,cost should belittle less dependingthe model, age,size.  Would you still want full coverage3?
Client:  Yes.
【译文】
——那真辆漂亮车。还新车,但全毁
——但,你买保险赔偿足够钱代替它呀。所以你必担心。
——我想我再也买起那种车。我想我将选择这么难以替换车。
——既然事故你造成,你保险费用应该(和以前)样多。
——如果我选择辆小型车,那会怎么样?保险费还会样多吗?
——如果你买辆小型车,费用应该少些,这取决于型号、使用过时间,还尺寸大小。你还想买全额保险吗?
——对。

3.  Employment benefits.
A:  Hey, Frank.heard you gotnew job.
B:  Yeah, Judy.will be workingthe Post Office. It’s notbad job.
A:  Istrue that you haveheavy work schedule?
B:  That’s right.reportwork at 5:00 am everyday, andonly get 45 minuteslunch.
A:  So, why did you applysuchdemanding4 job?
B:  Well,government offers its employees excellent health insurance benefits.
A:  Oh,see. And can your family utilize5health insurance, too?
B:  Yeah, that’sbest part. Allmy children can get free medical care6.
A:  That’sgreat employment benefit!
B:  Now you know whywantedworkthe Post Office!
【译文】
——嘿,弗兰克,我听说你找到份新工作。
——啊,朱迪。我将在邮电局工作。这份工作错。
——你工作时间表很繁重啊?
——。 我每天早5点钟去班,中午只45分钟时间吃饭。
——那你还应聘这份吃力工作?
——但,政府提供员工很好健康医疗保险。
——噢,我明白。那你家人也可以享受这份健康保险吗?
——可以,好就好在这里。我所孩子都可以免费得到医疗护理。
——这份工作福利可真好!
——现在你知道我为什么想要在邮电局工作吧!

 

 4   WordsExpressions
. sufficient  足够,充分
2. total 【俚】使完全毁坏
3. full coverage  全额保险,完全承保
4. demanding 使人吃力;高要求
5. utilize 利用
6. medical care    医疗护理


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