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情景英语口语100主题 025insurance保险

 

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25 insurance

words
insurance policy
claim
insure(r )
(full )coverage
Policyholder
Risk(assessment)
Exemption
Premiums
Insurance period
Life insurance
Liability
Damage
Deductible(s)
Medical insurance
Travel insurance
Settlement
Payment
Condition

Phrases
Makeclaim
Insure an item
Take out insurance
Have…valued at…
Pay premiums
Assessrisk
Pay out insurance
Readpolicy

Beginner
A: I’ve just take out an insurance policy. Are you insured?
B: yes,am.have life insurancemy homeits contents are also insured.
A;took outlife insurance policymake my wife beneficiary.
B: that’sgood idea. You arefireman andcan bedangerous job.
A:needmake sure that my wife will be financially secure ifdie.
B;can terminate my life insurance policy whenretireusemoney aspension.
A; that’s onethe conditionsmy policy too. It covers you if you die before you retirewhen you retire.
B; did you havetakemedical before you could take outpolicy?
B: yes,did. It was onethe conditionsthe insurance policy. The insurance company needassessrisk.

Intermediate
A: good morning. I’d likeask some questions about your insurance policies.
B:course. Please sit down. How manyhelp you?
A;boughthouse recentlywould likeinsureand its content.
B:see. Here’spamphlet about our home insurance policy. We’ve named our policy ”umbrella”. Mayask how much you paidyour homewhere you live? These aretwo main thing that decide how much your premiums are.
A:understand.livethe Oakfield areapaid $00,000my home.
B: let me just check thatmy computer. Oaksfielda low risk area, so your premiums will probably be around $00month. The other thingtake into accountdeductibles.
A:this pamphletsays thatminimum amountdeductibles$2000. what does that mean exactly?
B:means Thatfirst $2000any claim you make must be paid by you. The insurance policy covers any amount above that, upthe agreed limit.
A: oh,see. That’s fine. Whatthe advantagehaving higher deductibles?
B; If you have higher deductibles, your premium are lower, because you will pay morethe claimwe will pay less.
A:seems thatshould do some calculations before deciding.presume thatinsurance period can beas long as we aggress.
B: we initially sign one-year policies with our policyholders. These are renewable afterfirst year.
A; ifhaveclaim, how long doestakemakesettlement? I’ve heard that with some insurance companies,can take monthes.
B; thatof great concernout clients. We aimsatisfy all claims withinmonth, but we can’t guarantee that


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相关文章:

 001 age 年龄
 002 character 性格
 003 personal apperance 相貌
 004 part of the body 身体部分
 005 movements of parts of the body 身体部位的
 006 family 家庭
 007 marriage and dating 婚姻与约会
 008 friends 朋友
 009 parties 聚会
 010 renting an apartment 住宅与公寓


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